THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 20, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00

MORTGAGOR(S): Melissa Onsager, Shannon M Onsager

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Mountain Pacific Mortgage Company

DATE AND PLACE OF FILING: January 23, 2006 as Document Number 350867 in the Office of the County Recorder, Fillmore County, Minnesota

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P. by assignment recorded on November 4, 2013 as Document Number 350867 in the Office of the County Recorder of Fillmore County, Minnesota;

TAX PARCEL I.D. NO.: 14.0052.000

LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter (NE 1/4) of Section 8, Township 101 North, Range 10 West, Fillmore County, Minnesota, described as follows: Commencing at the Northeast Corner of said NE 1/4; thence North 90 degrees 00 minutes 00 seconds West (assumed bearing) along the North line of said NE 1/4, 1880.30 feet; thence South 03 degrees 02 minutes 08 seconds East, 328.62 feet; thence North 86 degrees 01 minutes 43 seconds East, 135.90 feet; thence South 01 degrees 11 minutes 48 seconds East, 505.90 feet; thence North 63 degrees 02 minutes 31 seconds East, 383.35 feet; thence North 76 degrees 09 minutes 14 seconds East, 142.57 feet; thence South 04 degrees 28 minutes 57 seconds East, 104.44 feet; thence South 08 degrees 32 minutes 22 seconds East, 290.19 feet; thence North 79 degrees 00 minutes 49 seconds East, 525.87 feet to said Highway centerline; thence Northerly 107.59 feet along said centerline and along a nontangental curve, concave to the West, having a radius of 1496.42 feet and a central angle of 04 degrees 07 minutes 10 seconds (chord length is 107.57 feet); thence North 11 degrees 56 minutes 57 seconds West tangent to said curve and along said centerline, 293.87 feet; thence South 78 degrees 07 minutes 51 seconds West, 498.83 feet to the point of beginning and containing 4.71 acres, more or less. Subject to easement for C.S.A.H. No.22 across the Easterly line thereof. Subject to any other easements of record.

ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: RR 3 Box 55, Harmony, MN 55939

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore County, Minnesota

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Mountain Pacific Mortgage Company

RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER) 100228601000198548

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $166,322.92

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows:

DATE AND TIME OF SALE: March 13, 2014 at 10:00 AM

PLACE OF SALE: In the main lobby at the Fillmore County Courthouse at 101 Fillmore Street, Preston, MN 55965.

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. 580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 24, 2014

Provident Funding Associates, L.P.

Mortgagee/Assignee of Mortgagee

The Wirbicki Law Group LLC

Attorneys for Mortgagee/Assignee of Mortgagee

Kelly Mandelstein

MN Bar No. 0390198

1405 Silver Lake Road Suite 3

St. Paul, MN 55112

Phone: 855-891-6777

Fax: 651-309-0362

WN13-0081

pleadings.mn@wirbickilaw.com

"THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE."

NOTICE OF POSTPONEMENT

The attached referenced sale scheduled for 03/13/2014 at 10:00 AM is hereby postponed to 04/10/2014 at 10:00 AM at the Fillmore Sheriff s Office, 901 Houston St NW, Preston, MN 55965.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 10/10/2014 or the next business day if 10/10/2014 falls on a Saturday, Sunday or legal holiday.

Dated: 3/14/2014

Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Mountain Pacific Mortgage Company

The Wirbicki Law Group LLC,

By Kelly Mandelstein,

Attorneys for Mortgagee/Mortgage Assignee

1405 Silver Lake Road Suite 3, St. Paul, MN 55112

Phone: 855-891-6777

WN13-0081

"THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE."

A-4447749

03/24/2014

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