NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 26, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,660.00

MORTGAGOR(S): Randy S. Kipp and Paola R. Kipp, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Savings of America, a Minnesota corporation

DATE AND PLACE OF FILING: Filed June 29, 2009, Fillmore County Recorder; Document No. 373126

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by written assignment recorded on March 13, 2012 as Document Number 387786, in the Office of the County Recorder of Fillmore County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

That part of the South 1/2 of the Southwest 1/4 of Section 29, Township 102, Range 9, Fillmore County, Minnesota, described as follows: Commencing at the SW corner of said S 1/2 of the SW 1/4; thence on an assumed bearing of S. 89 degrees 11 minutes 16 seconds E. along the S. line of said S 1/2 of the SW 1/4 1931.00 ft. ; thence N. 69 degrees 59 minutes 18 seconds W. 50.01 ft. to the point of beg.; thence continuing N. 69 degrees 59 minutes 18 seconds W. 116.67 ft. thence N. 62 degrees 24 minutes 58 seconds W. 519.05 ft.; thence N. 70 degrees 17 minutes 25 seconds W. 24.60 ft. ; thence N. 02 degrees 09 minutes 45 seconds E. 622.02 ft. ; thence No. 61 degrees 36 minutes 33 seconds We. 35.45 ft.; thence N. 00 degrees 51 minutes 05 seconds E. 222.56 ft.; thence S. 88 degrees 00 minutes 24 seconds E. 224.76 ft. to Point A; thence continuing S. 88 degrees 00 minutes 24 seconds E. 407.15 ft.; thence S. 01 degree 44 minutes 28 seconds W. 1128.08 ft. to the point of beginning.

STREET ADDRESS OF PROPERTY:

35459 170th Street, Harmony, MN 55939

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,090.40

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 29, 2012 at 10:00 a.m.

PLACE OF SALE: Fillmore County Sheriff's office, in the main lobby of the Fillmore County Courthouse, Courthouse Square, 101 Fillmore St., Preston, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 29, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: RANDY S. KIPP AND PAOLA R. KIPP

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 8, 2012

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Steven R. Pennock, Esq.

Curt N. Trisko, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(WF1742)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises

35459 170th Street, Harmony, MN 55939

(2) Transaction Agent

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Savings of America, a Minnesota corporation

(3) Name of Mortgage Originator (Lender)

Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Home Savings of America, a Minnesota corporation

(4) Residential Servicer

Wells Fargo (800) 416-1472

(5) Tax Parcel Identification Number

10.0286.030

(6) Transaction Agent's Mortgage ID Number (MERS number)

100052211009164714

10/11, 10/18, 10/25, 11/1, 11/8, 11/15