13-091670

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 30, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,173.38

MORTGAGOR(S): Kelli R. O'Byrne and David J. O'Byrne, husband and wife

MORTGAGEE: CitiFinancial Services, Inc.

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiFinancial Services, Inc.

SERVICER: CitiFinancial Services, Inc.

DATE AND PLACE OF FILING: Filed October 5, 2006, Fillmore County Recorder, as Document Number 355224

LEGAL DESCRIPTION OF PROPERTY:

Commencing at a point 650 feet North of the Southeast Corner of the West Half of the Northwest Quarter of Section 16, Township 103 North, Range 12 West; thence South 87 degrees 15 minutes West 213 feet; thence North 24 degrees, 30 minutes West 161.5 feet; thence North 86 degrees East 281 feet; thence South 157 feet to the place of beginning, containing 0.87 acres more or less

PROPERTY ADDRESS: 25621 183Rd Ave, Wykoff, MN 55990

PROPERTY IDENTIFICATION NUMBER: 29.0218.010

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,186.92

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: August 8, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, Main Lobby of Courthouse, Courthouse Square, Preston, MN 55965

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 10, 2014.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: June 13, 2013

CitiFinancial Services, Inc.

Mortgagee

SHAPIRO & ZIELKE, LLP

BY Lawrence P. Zielke - 152559


Diane F. Mach - 273788


Melissa L. B. Porter - 0337778


Randolph W. Dawdy - 2160X


Ronald W. Spencer - 0104061


Stephanie O. Nelson - 0388918


Gary J. Evers - 0134764


Patricia L. Assmann - 0388455


Attorneys for Mortgagee


12550 West Frontage Road, Ste. 200


Burnsville, MN 55337


(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

6/19, 6/26, 7/3, 7/10, 7/17, 7/24