NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 15, 2010

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,312.00

MORTGAGOR(S): Terry Marie Hill, a married woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN# 1003715-0000007746-9

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Waterstone Mortgage Corporation

SERVICER: Wells Fargo Bank, NA

DATE AND PLACE OF FILING: Filed May 21, 2010, Fillmore County Recorder, as Document Number 379010

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: March 22, 2012 filed: March 27, 2012, recorded as document number 388015

LEGAL DESCRIPTION OF PROPERTY:

That part of the East 1/2 of the Northwest 1/4 of Section 23, Township 103, Range 12, described as follows:
 Beginning at the Southeast corner of said East 1/2 of the Northwest 1/4; thence North 00 degrees 26 minutes 34 seconds West (assumed bearing) along the East line of said East 1/2 of the Northwest 1/4 1320.79 feet; thence North 89 degrees 46 minutes 45 seconds West, 381.58 feet; thence South 00 degrees 59 minutes 05 seconds East, 1318.75 feet to the South line of said East 1/2 of the Northwest 1/4; thence South 89 degrees 25 minutes 49 seconds East along said South line, 369.14 feet to the point of beginning

PROPERTY ADDRESS: 20549 State Highway 80, Wykoff, MN 55990

PROPERTY IDENTIFICATION NUMBER: 29.0343.010

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,396.21

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 13, 2012, 10:00am

PLACE OF SALE: Sheriff's Main Office, Main Lobby of Courthouse, Courthouse Square, Preston, MN 55965

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on June 13, 2013.

Dated: October 11, 2012

Wells Fargo Bank, NA

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY Lawrence P. Zielke - 152559


Diane F. Mach - 273788


Melissa L. B. Porter - 0337778


Ronald W. Spencer - 0104061


Stephanie O. Nelson - 0388918


Randolph W. Dawdy - 2160X


Gary J. Evers - 0134764


Attorneys for Mortgagee


12550 West Frontage Road, Ste. 200


Burnsville, MN 55337


(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

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