NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 19, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,655.00

MORTGAGOR(S): Todd C Christensen and Leslie R Christensen, Husband and Wife

MORTGAGEE: CUNA Mutual Mortgage Corporation

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CUNA Mutual Mortgage Corporation

SERVICER: PHH Mortgage Corporation

DATE AND PLACE OF FILING: Filed July 26, 2004, Fillmore County Recorder, as Document Number 340911

ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation

LEGAL DESCRIPTION OF PROPERTY:

Beginning at a point 1233 feet East and 66 feet South of the Southwest Corner of the Northwest Quarter (NW1/4) of Section 6, Township 102 North of Range 10, thence West 230 feet, thence North 156 feet, thence West 222 feet, thence North 266 feet, thence North 6 Degrees 30 Minutes East 140 feet to South Bank of Root River, thence following South Bank of Root River to a point directly North of place of beginning, thence South to place of beginning, containing 3.83 acres. Beginning at a point 1233 feet East and 159 feet North of the Southwest Corner of the Northwest Quarter (NW1/4) of Section 6, Township 102 North of Range 10, thence South 57 Degrees 30 Minutes East 109 feet, thence North 38 Degrees East 70 feet, thence South 52 Degrees 30 Minutes East 120 feet, thence North to South Bank of Root River, thence Northwesterly following South Bank of Root River to a point directly North of place of beginning, thence South to place of beginning containing 0.37 acres, according to survey made April 27, 1956, by Irving Bacon, County Surveyor of Fillmore County, Minnesota.

PROPERTY ADDRESS: 117 Crown Hill Rd, Preston, MN 55965

PROPERTY IDENTIFICATION NUMBER: 17.0090.000

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $140,853.56

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 11, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, Main Lobby of Courthouse, Courthouse Square, Preston, MN 55965

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 13, 2014.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 9, 2013

PHH Mortgage Corporation

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY

Lawrence P. Zielke - 152559


Diane F. Mach - 273788


Melissa L. B. Porter - 0337778


Randolph W. Dawdy - 2160X


Ronald W. Spencer - 0104061


Stephanie O. Nelson - 0388918


Gary J. Evers - 0134764


Patricia L. Assmann - 0388455


Attorneys for Mortgagee


12550 West Frontage Road, Ste. 200


Burnsville, MN 55337


(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

5/22, 5/29, 6/5, 6/12, 6/19, 6/26