THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 6, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,000.00

MORTGAGOR(S): Travis E Gibson a single person

MORTGAGEE: Advantage Credit Union

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Advantage Credit Union

SERVICER: Consumer Loan Services, LLC

DATE AND PLACE OF FILING: Filed June 9, 2006, Fillmore County Recorder, as Document Number 353222

ASSIGNMENTS OF MORTGAGE: Assigned to: Consumer Loan Services

LEGAL DESCRIPTION OF PROPERTY:

That part of Lots 37, 38 and 39, Block 1, Otis' 2nd Addition to the City of Rushford described as follows: Beginning at the Northeast corner of Lot 37 in said Block 1; thence West along the North side of Lot 37, a distance of 25 feet; thence South parallel with the East side of Lot 37, a distance of 54 feet; thence East and parallel with the South sides of Lots 37, 38 and 39 to the East side of Lot 39; thence Northwesterly along the East side of Lot 39 past the North corner of Lot 39 to the Northeast corner of Lot 38; thence West along the North side of Lot 38 to the Northeast corner of Lot 37 and the point of beginning.

PROPERTY ADDRESS: 109 River St., Rushford, MN 55971

PROPERTY IDENTIFICATION NUMBER: 06-0417-000

COUNTY IN WHICH PROPERTY IS LOCATED: Fillmore

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $71,902.48

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 24, 2014, 10:00AM

PLACE OF SALE: Sheriff's Main Office, Main Lobby of Courthouse, Courthouse Square, Preston, MN 55965

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 24, 2014, or the next business day if October 24, 2014 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: March 7, 2014

Consumer Loan Services, LLC

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Melissa L. B. Porter - 0337778

Randolph W. Dawdy - 2160X

Ronald W. Spencer - 0104061

Stephanie O. Nelson - 0388918

Gary J. Evers - 0134764

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

3/12, 3/19, 3/26, 4/2, 4/9, 4/16